The 10 Best Cashback Sites to Save Money When Shopping

 If you regularly shop online, chances are you’re familiar with cashback rewards and other crucial terms every online shopper should know.

Using cashback websites is one of the easiest ways to get more out of your buying experiences. They help you “earn back” the money you spend so you can make your shopping budget stretch further. Instead of visiting a retailer’s website directly, you buy your products through a cashback site. From there, you can shop like you usually do but you have the chance to get some of your cash back in your account.

1. ShopAtHome (Web, iOS, Android)

With over 3,000 online vendors (including retailers like Wal-Mart, Ralph Lauren and Bath & Body Works), ShopAtHome is a cashback site that can save you money on just about anything. Signing up for an account on the site is free and, once logged in, you can start hunting for online and in-store cashback deals.

Note: You must be logged into your ShopAtHome account before clicking into any of the retailers’ sites or your cashback rewards may not apply.

You can also earn cashback by accumulating points in the ShopGold Rewards section. This section of the site gives you points for taking surveys, playing games and inviting your friends to become members. 2,000 ShopGold points earns you $20 in gift cards, 4,000 earns you $40, etc. Your Gold Rewards points can be redeemed for gift cards only—no checks or PayPal deposits.

In terms of redeeming the cashback you earn from shopping (which is different than the ShopGold Rewards), you need to acquire a minimum of $20 in cashback in order to receive a rebate check from the site. Most cashback deals are based on purchase percentages and range from 1.5 to 20 percent cashback.

Download: ShopAtHome for iOS [No Longer Available] | Android (Free) [No Longer Available]

2. Repayback (Web)

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Coupon Cactus provides cashback from over 4,000 retailers, including Target, Old Navy, Sears, and Walmart. Signing up for an account is free and the site will give you $3.00 for doing so.

This site offers a nice variety of coupons; some will get you a flat dollar amount off from your purchase through select retailers, while others are based on a percentage of your total purchase amount. Every retailer’s coupons have their own stipulations and vary in terms of the amount of cashback you’ll get.

It’s nice that the minimum redemption amount for Coupon Cactus is less than many other cashback sites—only $10.00 You can get your cashback via a check or PayPal and cashback amounts are paid to site users once every three months. Also, if you don’t quite earn $10 cashback, Coupon Cactus will let you keep what you did earn and roll it over into the next payout period.

3. TopCashback (Web, iOS, Android)

TopCashback’s tagline is “USA’s most generous cashback site”—and boy, does it live up to it. Aside from having no minimum payout threshold (meaning you can receive a check whether your balance is $.01 or $100), the site also transfers 100% of its affiliate commissions from partners to its users.

One interesting feature of TopCashback is that you can also earn cashback when shopping offline. Simply go to the Printable Vouchers section of their website after you sign up and print out the coupons you want to use during your in-store shopping. The only catch with this feature is that printable vouchers seem to be much less popular than online vouchers and TopCashback doesn’t always have them available.

In terms of shopping online, TopCashback offers earnings from purchases through Wal-Mart, Amazon, American Eagle Outfitters and Apple. Most cashback rates hover around 3 percent to 7 percent cashback, but you can also find deals for 10, 12 and 15 percent cashback. Additionally, some retailers offer fixed dollar amounts back, which range from $50 to $100.

TopCashback also offers coupons and cashback for retailers in the UK and India.

Download: TopCashback for iOS | Android (Free)

How Do You Stretch Your Online Shopping Dollars?

While cashback sites and cashback apps may not necessarily improve you as a person, they do allow a little more wiggle room with your money so you can spend it on the things that matter to you.

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